thinking about changing the A2 for something a bit bigger - Merc B-class?

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If I keep the A2 AND get another car instead of swapping it, can you get third-party only insurance to keep the costs down? Or are multi-car policies the way forwards?

I have tried to quote for 3rd party but the quotes were sky high (£1k+), from multiple big name brokers. Someone told me 3rd party only means you disregard the car or expect the car to suffer damage and being seen as reckless so premiums would be even higher than fully comp. I re-quoted fully comp from the same brokers and it was about £400. Multi-car or fleet policy should be better.
 
We used Admiral for multi-car (3 cars, A2, Roadster Coupe and Merc A-Class) and they gave me full no-claims on the new car (A2)
 
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