Evening folks,
Time has come to insure my 'other car' later this month and I wanted to gauge some opinions on the extras such as motor legal protection and personal accident cover.
I normally tick these boxes perhaps because I work in safety and because I am a tad (read 'very') risk-averse, so I was planning on doing so again. What has got me thinking is the mileage I cover - circa 3500 per annum and the likelihood of needing the extra 'comfort blanket' that such extra cover might provide. Equally, I am aware that such cover isn't without its share of small print which invariably comes to light should a payout be needed.
I have a very competitive quote of £235 which when the above extras are added raises to £285. On a 19 month old fully loaded Mazda 6, both are a good price relatively speaking. Perhaps I am simply watching the pennies too much here.
Anyhow, I'd value your thoughts on whether you consider these options invaluable or a waste of cash etc...
Thanks in advance.
Darren
Time has come to insure my 'other car' later this month and I wanted to gauge some opinions on the extras such as motor legal protection and personal accident cover.
I normally tick these boxes perhaps because I work in safety and because I am a tad (read 'very') risk-averse, so I was planning on doing so again. What has got me thinking is the mileage I cover - circa 3500 per annum and the likelihood of needing the extra 'comfort blanket' that such extra cover might provide. Equally, I am aware that such cover isn't without its share of small print which invariably comes to light should a payout be needed.
I have a very competitive quote of £235 which when the above extras are added raises to £285. On a 19 month old fully loaded Mazda 6, both are a good price relatively speaking. Perhaps I am simply watching the pennies too much here.
Anyhow, I'd value your thoughts on whether you consider these options invaluable or a waste of cash etc...
Thanks in advance.
Darren