Just phoned my CC company and i must say, what a head ache that was. Apparently i need to do all the checks before making a purchase with a car in general to cover myself ie. HPI check, check the DVLA website for buying a used car, MOT checks, customer reviews, where the person/business is based, registered business company house, I thought she was going to finish saying stool or blood sample. And this was just to see if i would be covered should things go bad. Even if i done all the checks it might still not go in my favour because of the risks involved due to all the scams involved online.
I realise doing the basic checks is necessary but this seems a little extreme. The problem i have now is trying to tell this seller what i need to do before going ahead, which if i were in his shoes would probably sell to someone else avoiding all the hassle however, if your a decent seller then you would do everything you could to keep a customer happy! Until i pay a deposit the car remains open for first come first served.
He has given me the V5C number and mot history check out fine. Do i assume everything is legit with this purchase? Should i ask for more personal details like how his business is registered? where he stays? is there anything else i've missed out?
Thanks in advance...my head is busting!